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• What
is the COMMUNITYsmart® Community Card?
The Community Card is a loyalty card that identifies
your transactions
as being part of the COMMUNITYsmart® program. It is
not a payment card.
Using the card ensures that your cash purchases
produce donations for the
schools or nonprofits that you designate.
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• Can
I get a COMMUNITYsmart® debit or credit card?
Yes. COMMUNITYsmart® offers three types of cards,
a MasterCard Debit and
Credit card and a Community Card.
A COMMUNITYsmart® Debit card is a payment
card. It is a MasterCard,
available through participating
financial institutions, and earns donations
for your
designated schools and nonprofits and Personal
Rewards for you.
A COMMUNITYsmart® Credit card is a payment
card. It is a MasterCard,
available through participating financial institutions,
and earns donations
for your designated schools and
nonprofits. The card also earns Personal
Rewards
at a higher and faster rate than the debit card. |
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• I
spend cash or write checks a lot. Can I still participate?
Yes. Most other programs that offer Bonus Rewards require
you
to use a registered Credit or Debit card.
Sign up for the nonpayment “Community Card” and
swipe it whenever you
pay by cash, check, debit or credit card and you
will earn cash donations
for
your designated schools and nonprofits. |
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• How
does my COMMUNITYsmart® Card
work?
Present your Community Card at any Participating
Merchant. Swipe
your card through the payment terminal at the time
of purchase.
This will produce
a donation to your chosen nonprofit organization or school. If you have a
COMMUNITYsmart® debit or credit card, you will also earn personal rewards in
the form of points, which may be redeemed for travel, merchandise, or you may
choose to make a cash donation to your organization by converting your points to COMMUNITYsmart® CASH. Instructions for converting your points to cash may be
found at the redemption site. Click on the “Redeem My Points” link from your
personal account page.
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• How
do cash donations occur?
A qualifying transaction at a participating COMMUNITYsmart® merchant
produces a rebate from that merchant that funds a cash contribution to
your chosen school or nonprofit organization(s).
And if you use a
COMMUNITYsmart® debit or credit card the transaction also earns points
for you. These points are redeemable for unrestricted airline miles, dining,
merchandise and gift certificates from major retailers, or additional cash
donations. |
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• What
is a Participating Merchant?
These are merchants who have become part of COMMUNITYsmart® and
provide Personal
Rewards and cash donations to your
chosen schools and
nonprofits as a direct result of
your purchases at their locations. Look for the
COMMUNITYsmart® logo
on the door and at checkout. They are giving back
to
your local community because they appreciate your loyalty
and repeat
business. |
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• Where
can I use COMMUNITYsmart® Cards? COMMUNITYsmart® debit
and credit cards are accepted everywhere
MasterCard is accepted. Merchant funded Personal
Rewards and cash
donations are provided by Participating
Merchants with qualifying purchases.
Nonpayment Community Cards can be used at any merchant displaying the
COMMUNITYsmart® logo. Using your cards at Participating Merchants ensures
that donations are earned. To earn personal rewards you must use a
COMMUNITYsmart debit or credit card. Find COMMUNITYsmart® merchants.
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• How
can I get a Community Card?
Simply complete the online Community
Card order form. |
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• How
do I keep track of my points and the rebates to my
designated
schools and nonprofits that result from my purchases? COMMUNITYsmart® does
this for you, and all information is securely available
In your personal account at this website (www.communitysmart.com). |
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• When I use my Community Card, the terminal at checkout
says
“Decline for Payment”. Why?
This happens because this card is not a payment
card. Decline for payment is
normal, and your transaction is still verified as
being part of COMMUNITYsmart®.
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• If
I use my card for approximately $850 worth of the
normal spending
I do each month for groceries, merchandise, gas and
restaurants, how much
will be donated to the school of my choice as a result?
Count on about $35 in monthly contributions, based
on the average
spending/rebate model. The exact amount
varies by card type, merchant and size
of transaction.
On top of this, depending on the type of COMMUNITYsmart® card
you use, you also accumulate a minimum of 850 points
or more in Personal
Rewards |
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• How
can this program give back so much? What is the catch? First,
the success of the program depends on the loyal
repeat business of
people like you, who choose to shop with merchants
that support the community.
Through your loyal,
repeat business, you are helping your
merchants to be
profitable. Loyal repeat business,
and your word-of-mouth
advertising increases
that merchant’s customer
base, and purchase frequency
increases.
Second, COMMUNITYsmart®, through its patent
pending, electronic processing
system has automated the entire process associated
with collecting and
distributing donations and points. This means no
paper or scrip, and reduced
administrative costs. This streamlined program
is cost efficient to all parties. |
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• How
do I enroll my child’s school or my favorite
nonprofits in this program?
How can I find out
more? The fund raising programs that our school uses
now
certainly
do not produce this size of a contribution, and they
require so much
effort or selling door-to-door.
Simply print
the one page enrollment form and have
an authorized representative
from your nonprofit
or school sign and fax it back to COMMUNITYsmart®.
Or contact us for assistance. |
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